Evaluate your debts. When you first meet with your attorney, he will need to be familiar with your particular financial situation, such as your income, investments, asset and your debts. Try to provide him with the detail info. Keep in mind; debts like most student loans, taxes, criminal restitution obligations and child support are not dischargeable in Chapter 7 Bankruptcy.If you are a frequent flyer this is for you. You can earn flyer miles for every dollar you spend. You can earn big bonuses for your first purchase and between five and fifteen thousand flyer miles.While it is never a good idea to apply for credit in multiple places, you just might want to approach another lender if one has denied your personal loan application. Each lender has different formulas they use to determine loan approval. If your credit is not good, consider approaching a lender that specializes in personal loans for those with bad credit. It is very important that you verify they are a legitimate lender and not a scam set up to prey on those desperate to obtain a personal loan. While you will likely pay a higher interest rate with this lender, you will at least have the access to the funds you need. Use this opportunity as a way to start improving your credit score by making all your payments on time.These clients come to the States to purchase both Second Homes and Investment Properties. However, the recent challenges in the lending guidelines have made investment loans difficult for Foreign Nationals. However, primary resident and second home purchases are very easy for the borrower to obtain.Be sure that your work history makes you qualified to receive a payday loan. Most lenders require a minimum of three months continuous employment for a loan. You’ll need to have some sort of employment verification, such as a pay-stub.