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Down payment lowers loan amount as well as reduces the chances of upside down car loan. Putting money down is extremely advantageous but many car buyers don’t have ready access to cash. For such buyers, lenders have introduced no down payment auto loans program. The car financing program is a savior because it gives an unique opportunity to buy the car of your dream without worrying about down payment.

There has never been a better time than right now to buy a house. The housing prices are lower than ever and mortgage rates are very low, too. Even if you are looking for bad credit mortgages, you can get low and competitive mortgage rates. If you are putting 20 percent down on a house, you can go “no doc” which means that you do not have to provide employment verification or income tax information to get approved for the loan. You will only need to fill out an application and get an appraisal of the property.